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Best Business, Money, and Finance Literacy Games

Get students into the habit of saving money from a young age so that as adults they'll make wise financial decisions. Whether students need to learn how to count coins, calculate compound interest, prepare for their first credit card, or figure out business basics, this list has something useful. Every app, game, or website on this list will build students' financial literacy skills and see the value of smart money management.

Take note that we've curated tools on this list into two categories. First, there are standalone games and apps that cover a small amount of content or are limited to briefer, more repetitive play sessions. There are also interactive experiences, often tied to a curriculum, that are less playful but are often more in-depth.

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Standalone Games

Money Pieces, by MLC

Basic currency manipulatives and a few cool features

Bottom line: These money manipulatives deliver an easy-to-use experience, but a lack of activities make it better for teacher-guided demonstration.

Freefall Money

Money and math learning worth its weight in coins

Bottom line: Freefall Money engages students with a bright user interface, progressive difficulty, and fun rewards for coin mastery.

iCivics

Exceptionally well-designed games, lesson plans demystify government

Bottom line: This excellent addition to a civics classroom simplifies complex topics.

Financial Football

Dynamic NFL style game provides motivation, but lessons are the the MVP

Bottom line: Solid financial literacy lessons with a fun football-themed reinforcement.

SimCity

Exciting city simulator great for online play

Bottom line: SimCity does a great job teaching kids about cities by putting them in control of designing them, but this game needs a constant Internet connection.

Spent

Provocative, first-person look at poverty builds empathy

Bottom line: It'll need some scaffolding, but for students ready for the subject matter it's a great -- if sobering -- way to illustrate to students the daily realities and struggles of poverty in America.

Layoff

Bejeweled-style gameplay adapted to build empathy, critique downsizing

Bottom line: An easy, instantly engaging, and fascinating starting point for deep conversations about the economy, business, government, and workers.

Night of the Living Debt

Free credit score app uses zombies to get lesson across

Bottom line: This game is a quick way to drive home the message of how and why to keep your credit report healthy and your credit score high.

Personal Finance Lab

Authentic stock market simulation's foray into curriculum falls short

Bottom line: Uneven financial curriculum emphasizes stock trading while other skills lag behind.

Zogo: Finance Simplified

Build knowledge, earn cash with bite-size financial literacy quizzes

Bottom line: It's a slick app (with real rewards) that could be good for informal learning, but it's not necessarily for classroom use.

Interactive Experiences

Vault: Understanding Money

Beginner financial literacy modules can lay a solid foundation

Bottom line: For elementary classrooms looking to introduce students to money management and financial planning, this is a good package worth considering.

FutureSmart

Engaging financial lessons accrue into practical future planning

Bottom line: Involving activities, well-designed lessons, and student reflection make this tool a good investment.

Biz Kid$

You can bet on business and finance being interesting for teens

Bottom line: Biz Kid$ is a great introduction to financial literacy, with linked activities as well as frequently updated interactive video clips and a blog.

EVERFI: Financial Literacy for High School

Interactive modules teach students early financial planning strategies

Bottom line: These lessons break free from the one-size-fits-all expectations of other financial literacy tools, and offer a good starting point to get students planning for their future.

Marketplaces

Fast-paced lessons demystify financial markets

Bottom line: These well-organized modules use a learner-centered, game-based approach to make investing and finance feel relatable.

NFTE Venture - Entrepreneurial Expedition

Practice and real-life examples complement business-building lessons

Bottom line: These modules provide a glimpse into alternatives to traditional college choices and career paths, but downplay risks.

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