Lesson Plan

Take Charge of Credit Cards

This lesson teaches students the basics of credit cards and how to use them.
Robin R.
Classroom teacher
Republic High School
Republic, MO
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My Grades 9, 10, 11, 12
My Subjects Math, Social Studies
EdTech Mentor

Students will be able to...

  • identify the purpose of credit cards
  • identify the advantages and disadvantages of credit cards
  • distinguish between positive and negative credit card behavior
  • understand credit card safety
Social Studies
Grades 10 - 12
All Notes
Teacher Notes
Student Notes

1 Hook--Saturday Night Live Video Clip

Have students watch the Saturday Night Live video clip where they talk about buying stuff with credit .


This clip is school appropriate and funny. It demonstrates that buying stuff you can't afford is not something you should do. Be sure to watch the clip before showing it to students.

Student Instructions

Students will watch the SNL video clip.

2 Feedback from Video--Socrative

Using Socrative or Kahoot ask students what they learned from the video.

Student Instructions

Students will answer the question after logging into Socrative or Kahoot.

3 Direct Instruction--Nearpod Take Charge of Credit Cards

Load the Nearpod presentation "Take Charge of Credit Cards" and share the presentation with students using the code generated for a live session.

Tip: I like to log into the presentation with my teacher pc, but run the presentation with my Chromebook. That way student responses are not visible to students unless you share them. Also, if the presentation contains a video I can show the video on the classroom screen and use my speakers. All students will see the video at the same time instead of finishing at different times.

This Nearpod presentation has built-in features that keep students engaged in the presentation and allows you to gather formative assessment data. 

Share student answers, drawing, or pictures throughout the presentation with the class. This helps students stay engaged and gives them examples of good responses.

Once the presentation is complete you can choose to download student responses.

Student Instructions

Students will log into the Nearpod presentation using the code you give them.

Students will be actively engaged in the lesson throughout the presentation through quizzes, uploading pictures, or watching videos.

4 Wrap-up--Classroom Discussion

Activity: Conversing

Lead a classroom discussion on when students think they should get a credit card or if they should ever get a credit card. I share my personal experiences with credit cards.

If time allows discuss identity theft and how that can impact their lives.

Student Instructions

Students will participate in the classroom discussion.